We’ll help you buy what you need today. And we’ll give you 12 months to pay for it - regardless of your credit score. Apply online, on your mobile device, or in the showroom of your favorite store. It’s easy to apply and even easier to be approved.
You apply. We approve. You shop. We reward. It’s that simple.
We don't ask a lot. Our approval process boils down to four, simple questions.
Do you have a three-month history with your current employer or source of income?
Do you deposit $1,000 or more into your checking account each month?
Have you had a checking account for at least 90 days?
Is your checking account free from NSFs, excessive overdrafts, and negative balances?
Flexible payment options
You can choose from weekly, bi-weekly, twice monthly, or monthly payment schedules designed to align with your paydays. Whatever works best for you.
Pay Over 12 Months
Take time to repay your account over 12 months with payment scheduled to align with your payday.
90-Day Payment Option
Payoff within 90 days and we’ll simply close your account for the amount financed.
Early Payoff Discount
Payoff after 90 days and save 25%
or more on all outstanding payments.
Let's build your credit. Together.
We'll report your payments to credit bureaus so that you can get the score you deserve.
While many financial institutions may refuse to issue new credit - we will. We give you the opportunity to prove your creditworthiness through performance on a new trade line.
We’ve partnered with a number of credit bureaus, including Experian. And this partnership means we can report your payment history directly to these bureaus, giving you the opportunity to build and/or restore your credit.